Donut earns money on the margin between the variable rates we secure with partners and the fixed rates we provide to users. When rates are low, we absorb the difference from our expenses. When rates are high, we pass it on to users through Boosts.
This margin is then invested into a few key expense areas: Our team, technology costs, transaction costs, legal costs, marketing costs, and of course - boosts!
This revenue structure creates a coherent value network with our users.