Round-up is an automated investment tool that helps you save and earn 6% APY every time you spend. Every time you use an activated payment method, Round-up rounds up your purchase to the next dollar and invests that spare change into Donut.
When you link a card, anytime you buy coffee, ride an Uber, or go shopping, you’ll round-up the spare change. On the other hand, when you link a bank account you can round-up the change from direct billing like utilities, insurance premiums, or Venmo's.
Each time your Round-up ring fills up with $10 of spare change, Donut will deposit $10 from your default bank account and start filling a new Round-up ring automatically.
If you want to round-up spare change faster you can activate multiple cards and payment methods for Round-up, or increase your multiplier to 2x, 5x, or 10x.
To get started with Round-up, follow these 3 steps:
Scroll to the bottom of your home screen and select “Round-up"
Tap “Round-up Accounts” to add a credit card, debit card and/or bank account
Press the play button on your Round-up ring to start earning every time you spend