All Donut Plans come with a protected base APY. For Save, this protected base APY is 5% or 6%.

On Save, we convert your USD to digital dollars (USDC stablecoins) and put those dollars to work in lending markets seeking to provide you a protected base APY of 6%.

We’ve spent a lot of time thinking about how we can give you high-interest rates on your money plus safety and stability. Our floor mechanism does exactly that. As markets evolve, we rebalance your funds across our trusted lending partners to offer you a protected minimum APY rate. We may need to amend the rates at a point in the future, but we’ll try not to do this often.

For more information about the protected base APY of your Plan, check out our Terms of Use which cover everything in detail.

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