Plans

What are Plans?

Learn more about Donut’s DeFi-powered savings Plans and their protected base APY’s

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Updated over a week ago

How do I get started with Plans?

Select your plan and start earning interest today.

Written by Rickie
Updated over a week ago

Will the rates drop below the minimum APY's promised on the plans?

No, each Plan’s minimum APY is protected

Written by Rickie
Updated over a week ago

What is Save?

Save is a conservative and secure saving strategy with a fixed base APY of 4%

Written by Rickie
Updated over a week ago

Is the Save plan FDIC insured?

Like all digital assets, Donut’s Save Plan is not FDIC insured

Written by Rickie
Updated over a week ago

What are the risks with Save?

Evaluating the main risks with Save

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How do you protect my funds on Save?

We protect your funds on Save in six ways

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Updated over a week ago

Will the rate drop below the promised minimum 4% APY on the Save plan?

Nope, Save’s APY is fixed at 4%

Written by Rickie
Updated over a week ago

How do you guarantee 4% interest with Save?

Donut works with trusted lending partners to offer a fixed rate

Written by Rickie
Updated over a week ago

How is the Save plan different from the Build plan?

Save is a conservative plan that offers a lower fixed rate than Build

Written by Rickie
Updated over a week ago

How is interest for the Save plan calculated?

Interest accrues every second and compounds monthly

Written by Rickie
Updated over a week ago

How do I switch to Save?

Start earning 4% in a few simple steps

Written by Rickie
Updated over a week ago

What is Build?

Build is a balanced saving strategy with a protected base APY of 5%

Written by Rickie
Updated over a week ago

Is the Build plan FDIC insured?

Like all digital assets, Donut’s Build Plan is not FDIC insured

Written by Rickie
Updated over a week ago

What are the risks with Build?

Evaluating the risks with Build

Written by Rickie
Updated over a week ago

How do you protect my funds on Build?

We secure your funds in eight ways

Written by Rickie
Updated over a week ago

Will the rate drop below the promised minimum 5% APY on the Build plan?

Nope! You will always get at least 5% APY on Build

Written by Rickie
Updated over a week ago

How do you guarantee 5% APY with Build?

Donut works with trusted lending partners and prime brokers to offer a protected base APY

Written by Rickie
Updated over a week ago

How is the Build plan different from the Save plan?

Build is a balanced plan that offers a higher variable rate than Save

Written by Rickie
Updated over a week ago

How is interest for the Build plan calculated?

Interest accrues every second and compounds monthly

Written by Rickie
Updated over a week ago

How do I switch to Build?

Start earning 5% in a few simple steps

Written by Rickie
Updated over a week ago